If you received injuries from a motor vehicle accident that was not your fault, you may qualify for compensation. However, some mistakes may hinder you from receiving the full compensation you deserve.
Many individuals end up paying, literally and physically, for these pitfalls. Make sure that you avoid these key mistakes after your accident.
Skipping doctor visits
After an accident, make sure that you go to a doctor. Even if you feel fine, it is a good idea to have the medical visit on file in case you develop injuries from the incident later on. Also, you may think you are fine but have internal injuries. Seeing a doctor can help to catch such injuries right away, before they become more severe.
Once you do see the doctor, make follow-up visits if necessary. Though you may have to pay for them up front, you could seek reimbursement through your claim.
Making statements to the insurance company
As a fault or at-fault state, Indiana provides injured drivers with a few options. Drivers may file a claim with their own insurance or the other driver's insurance, or go straight to court and seek damages. In determining the best course of action, it may be beneficial to discuss the situation with a knowledgeable attorney. Individuals who want to seriously consider going to trial should avoid speaking with their insurer until they make their decision.
Failing to keep expense records
Whether individuals choose to file a claim or seek damages, having records of expenses is crucial to receiving the compensation desired. Also, in the case of a trial, it is important to collect as much evidence as possible from the scene. Because Indiana is a comparative fault state, it is important for individuals to be able to prove that the other party is at fault; otherwise the court may decrease their award amount.
Indiana code title 9 chapter 13 expressly states the parameters and protocol for personal injury. Make sure that you fully understand the requirements and process so that you have a chance of reaching the best outcome possible.